Erik Baer
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© 2025 Erik Baer

Erik Baer
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Digital Banking Modernization

Summary

The digital banking platform of a major financial group had reached a technological dead end. A broad technical assessment evolved into a strategic modernization initiative, establishing a path to replatform the application landscape step by step and transitioning the organization from reactive firefighting to proactive engineering.

Challenge

The digital banking platform built on a low-code foundation could no longer sustain the growing user base and continuous demand for new features. Each update increased instability and outages, while rapid expansion left little room for structural course correction. The result: technical stagnation, operational strain, and a widening gap between ambition and execution.

Approach

A broad technical assessment evolved into a strategic modernization initiative. By identifying architectural bottlenecks and hidden dependencies, a path to replatform the application landscape step by step was established. The strategy centered on thin-slice modernization—progressively decoupling critical services from the legacy core via sidecar patterns, supported by modern CI/CD pipelines and Infrastructure-as-Code foundations. Transparent communication and demonstrable early wins helped rebuild stakeholder confidence and alignment.

Outcome

The modernization roadmap became the backbone of a multi-year transformation program. It enabled sustainable delivery practices, measurable improvements in stability, and a scalable foundation for new digital products. The organization transitioned from reactive firefighting to proactive engineering—turning a fragile low-code monolith into a cloud-native ecosystem built for iteration, autonomy, and growth. Today, the platform stands as a model of successful large-scale modernization within the financial sector.

Technical Highlights

Gradual migration using sidecar and strangler patterns, introduction of Infrastructure-as-Code (Terraform) and modern CI/CD practices, strengthened observability, security, and release automation, focus on developer experience and engineering effectiveness as key design goals, strong emphasis on stakeholder alignment and value-based communication.

Tags

Platform EngineeringCloud ModernizationFinancial ServicesArchitecture StrategyCI/CDInfrastructure as CodeDevEx
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© 2025 Erik Baer